Plan To Live is a financial education and coaching program that combines money concepts with behavioral coaching to build wealth, confidence, and peace of mind. Our digital-first platform helps people understand the financial, social, and psychological factors that influence financial decisions and life goal achievement.
Have you ever thought, "I wish I had learned this in school"? The FOUNDATIONS courses are designed to jumpstart your financial education. Learn the necessary tools and gain insights to empower your financial journey.
FOUNDATIONS features three tailored courses - PLAN TO START EARLY, PLAN TO START STRONG, and PLAN TO START NOW - designed to match your current level of experience and knowledge. Upon completion, you'll be well-prepared to advance to our BUILDING BLOCKS, MILESTONES, GROWTH, and FUTURE SECURITY courses, or you can subscribe to the comprehensive PLAN TO LIVE PREMIUM program. Take this crucial step on your financial journey and unlock your potential for success!
Starting your journey toward financial wellness early leads to greater returns. PLAN TO START EARLY provides financial fundamentals that high schools and colleges overlook. Covering key topics such as budgeting, assets, debt, credit, and more, this course equips you with the knowledge needed for adulting and the coaching to apply it. Highly recommended for students or those with less than 5 years of experience in the workforce. Parents, consider enrolling your child today to set them up for a successful financial future!
Ideal for individuals with more than 5 years of experience in the workforce, PLAN TO START STRONG clarifies, confirms, and deepens your financial knowledge practically using your real-life numbers and situations. This course is designed to meet you where you are on your financial journey and coach you towards making your goals a reality. Enhance your financial skills and secure your future!
It’s never too late to take control of your financial future. PLAN TO START NOW focuses on building positive habits and managing behavioral changes. Whether your goal is to secure a comfortable retirement, make wise investments, or simply understand your financial options better, this course equips you with knowledge and strategies needed to reach your objectives and coaches you toward success. Gain the confidence to tackle whatever challenges lie ahead. Take the first step toward shaping your financial destiny today!
While the advice passed down from our grandparents remains valuable, these courses dive deeper into the complexities of money management in today's world. The BUILDING BLOCKS courses examine the psychology of money, addressing how our beliefs and feelings shape our financial decisions and behaviors. You'll learn how to break free from the financial industry's overwhelming influence and take control of your financial journey. You will be empowered to achieve financial freedom through habitual approaches to managing your income, expenses, and savings effectively with strategies to help you view money not just as an obligation but as a powerful tool to achieve your life goals. Equip yourself with essential knowledge and actionable skills that will guide you in making informed decisions and taking charge of your financial well-being.
You don't need an accounting degree to understand and use the concepts taught in this course. Budgeting, assets, debt, projected income, expenses and more are explored in everyday language, making them easy to understand while coaching you in applying them regularly. You'll learn practical strategies to adapt your finances to life changes and develop effective money management approaches for both the present and the future. The course takes you from simply tracking your spending to creating a system that directs your money exactly where you want it to go.
Debt can significantly impact your overall well-being, leading to stress, anxiety, and depression. It can contribute to physical health problems, strain personal relationships, and decrease workplace productivity. Effectively managing bad debt is crucial for improving your life; using good debt can enhance your financial health. PLAN TO PAY IT OFF addresses the underlying causes and types of debt, offering strategies and tips on how to leverage debt to your advantage. Our coaches will work with you to turn your challenges into opportunities!
Understanding saving fundamentals is essential for building a solid financial plan. PLAN TO SAVE covers checking accounts, savings accounts, investment accounts, banks, credit unions, and interest rates, and introduces important concepts like the "Rule of 72." You’ll learn about each of these and how they contribute to your overall financial strategy. By establishing clear savings goals, our coaches will help you effectively maximize your returns. Equip yourself with the knowledge needed to make informed financial decisions and watch your money grow!
The MILESTONES courses focus on equipping you with the knowledge and skills needed to navigate significant life events confidently. Whether you're preparing to buy your first home, planning a dream vacation, or pursuing further education, this course will guide you every step of the way. You'll learn practical strategies for making informed financial decisions that align with your goals and aspirations. Our expert coaches offer insights and resources that help you create a solid plan, ensuring you can tackle each milestone with clarity and confidence. Embrace this opportunity to learn and prepare for the exciting journeys ahead!
PLAN TO RETIRE is led by experts and coaches dedicated to empowering your retirement journey. Gain essential knowledge and strategies to help you develop a personalized retirement plan that aligns with your goals. You will learn to avoid costly planning mistakes, gain insights from professionals about financial, mental, social, and physical wellness, and create a clear action plan while accessing valuable resources like workbooks and calculators. More than just retirement planning, this workshop is a holistic approach to achieving financial and personal well-being - turn your hopes into actionable habits for a fulfilling future!
Formal education costs are steep, and they show no sign of going down in future. PLAN TO LEARN reviews the programs available to help parents and students prepare in advance for educational costs. The course teaches and coaches strategies for money management while in school, applications for any money left over after the education is complete, and how to pay off any student debt. Our education experts will discuss scholarship programs, bursary programs and other ways of making money for free. This is an essential course for that critical milestone of improving yourself or giving your child the gift of learning without the stresses of money and debt interrupting study time.
Making large purchases can feel overwhelming, but PLAN TO BUY provides essential tools and strategies to simplify acquiring big-ticket items like vehicles or technology. You'll learn to apply effective saving techniques and vital negotiation skills to secure the best deals. You'll be guided in structuring debt payments to keep your finances manageable. Gain the confidence and knowledge needed to turn what once felt like a hassle into an empowering experience. Take control of your buying decisions and make informed choices that enhance your financial well-being!
PLAN TO PROVIDE focuses on balancing career and family responsibilities. This holistic course recognizes that money is not just for managing expenses, but a valuable tool for supporting emotional and social decisions within families. You'll enhance your income potential through lessons on salary negotiation, employee benefits, and entrepreneurial opportunities, while also learning to manage finances in partnerships, budget for parenting costs, establish education savings for your children, and review the financial implications of caregiving for aging parents. Create a balanced financial future that fosters personal fulfillment and professional growth!
Embarking on the journey to homeownership can be both exciting and daunting. PLAN TO MOVE IN is tailored to provide you with all the essential strategies needed to navigate the entire home-buying process. From setting a solid plan and budget to researching neighborhoods and finding the perfect property, our expert coaches cover every step. You'll learn effective negotiation techniques to secure the price and rate, understand the various costs involved - such as fees, taxes, and maintenance expenses - and how to plan for them. Learn how to pay off your mortgage effectively and confidently budget your new home's maintenance . Join us to gain the knowledge and skills necessary to turn your dream home into a reality!
PLAN TO TRAVEL course is designed to help you navigate the complexities of planning trips while being mindful of your budget. From saving strategies to researching destinations, you'll learn how to make the most of your travel experiences without breaking the bank. Gain insights into finding the best deals on flights and accommodations, planning itineraries, and ensuring you take advantage of discounts and rewards programs. With our guidance, you can turn your travel dreams into reality, making unforgettable memories while staying financially savvy.
Financial growth encompasses much more than just investing; it is intricately linked to both financial well-being and personal fulfillment. While effective investing is a critical component, true financial growth also involves thoughtful charitable giving planning and estate planning. It includes making personal contributions to your community beyond monetary donations, fostering a sense of connection and purpose. Growth is also achieved through paying less through strategies that can help you minimize taxes and fees. By creating regular behaviors, growth - both financially and personally - can be achieved, but regularly reviewing your financial plans and goals allows you to adapt to changes in your circumstances or the market. This holistic approach ensures that you’re not only building wealth but also creating a positive impact in your life and the lives of others. The courses offered in the GROWTH category empower you to cultivate a well-rounded approach that supports both your financial and personal aspirations!
PLAN TO INVEST is designed to empower you with the knowledge and strategies necessary to enhance your financial wellness through effective investing. You’ll explore a variety of investment products and learn how to evaluate them critically. Essential concepts such as the Rule of 72, interest rates, and top-of-category investing, will provide you with tried-and-true approaches that have proven successful over time. Cultivate the right mindset for investing, emphasizing the importance of patience, research, and adaptability in achieving your financial goals. Understand the broader economic landscape, ensuring you're well-prepared to make informed investment decisions that align with your aspirations. Embark on a journey toward building a robust investment portfolio and securing a prosperous financial future!
PLAN TO GIVE is designed to demonstrate how and why you should integrate charitable giving into your overall investment strategy, by enhancing your growth through a well-rounded approach. You’ll learn about various charitable products and the strategies that can maximize the impact of your contributions. Incorporating a charitable component into your investment program not only has positive effects on the community and organizations receiving your gifts but also improves your standing financially and personally. Through practical exercises and real-life examples, you will cultivate a mindset for charitable giving, understanding how it aligns with your financial goals. By the end of the course, you will be empowered to make informed decisions about your contributions, ensuring that your philanthropic efforts create meaningful change while enriching your own life as well.
PLAN TO CONTRIBUTE explores meaningful ways to contribute to your community and nation. It emphasizes creating a comprehensive contribution plan that recognizes that time (not money) is one of the most valuable resources you can offer. You’ll learn to leverage your unique skills and connections to make a significant difference in the lives of others while enhancing your own personal and financial growth. Discover various avenues for contribution, such as volunteering, mentorship, and advocacy, fostering a strong sense of fulfillment. You'll also discover the financial benefits of contributing, including networking opportunities, potential tax deductions, and how these efforts can boost overall well-being. Equip yourself with the insights and strategies needed to develop a meaningful contribution plan that enriches both your life and the communities you touch, ensuring a lasting impact today and for future generations.
PLAN TO PASS IT ON is a comprehensive estate planning program designed to guide you through every aspect of planning and implementing your estate. Navigate the complexities of estate planning, while our coaches equip you with the knowledge needed to avoid common pitfalls and mistakes. You’ll learn how to make informed decisions that reflect your wishes and protect your legacy, ensuring that your estate and loved ones are cared for in the best possible way. Covering essential topics including the creation of wills, trusts, and the distribution of assets, our coaches will lead you through the process to ensure your financial and personal wishes are honored, providing peace of mind for both you and your family.
PLAN TO PAY LESS will show you how financial growth can be fostered through smart spending and effective strategies to minimize taxes and fees. You'll discover various techniques for reducing your overall expenses and money-saving strategies. Our coaches will guide you through the process of understanding and adjusting your spending habits, enabling you to identify areas where you can cut costs without sacrificing quality. Additionally, you'll learn how to make informed decisions regarding taxes and fees, ensuring you keep more of your hard-earned money in your pocket. By applying the strategies taught in this course, you will develop a proactive approach to managing your finances, enhance your ability to save, and ultimately achieve greater financial stability.
PLAN TO REVIEW emphasizes regularly assessing your financial plans and life goals to adapt to changes in your circumstances or market conditions. You will learn the significance of maintaining a dynamic approach to your finances, ensuring that your strategies remain aligned with your evolving objectives. Gain valuable resources and actionable strategies to help you establish a framework for consistent, periodic reviews. You'll discover techniques for self-accountability, enabling you to track your progress and make necessary adjustments with confidence. By cultivating a habit of regular evaluations, you can stay proactive in achieving your financial aspirations, avoid potential pitfalls, and seize opportunities as they arise.
FUTURE SECURITY is designed to arm you with the essential knowledge and strategies you need to secure your financial future and enhance your personal well-being. These courses offer a holistic framework for enhancing your future security, allowing you to make informed decisions while developing peace of mind for yourself and those you care about, ensuring that you are prepared for whatever life may bring. You will gain insights into effective financial practices and develop the habits and confidence to navigate through life’s uncertainties. Our mission is to foster a sense of security so you can focus on what matters most - your loved ones and your aspirations. Embark on a transformative journey towards a future where you are not only protected but also prepared to thrive.
Understanding the world of protection is vital for achieving financial wellness and peace of mind. PLAN TO PROTECT focuses on key protection programs, including home, cottage, rental, mortgage, and life insurance, as well as income contingency planning and strategies for mitigating tax and estate transfers. You’ll receive a comprehensive breakdown of each type of protection, learning their specific purposes and how to assess your true needs - avoiding overpayment or inadequate coverage. By considering key factors in selecting the right insurance for your situation, you'll be empowered to make informed choices that will safeguard your wealth and ensure your family's security. explore the crucial realm of financial protection and equip yourself with the insights needed for a secure future.
PLAN TO MAINTAIN is aimed at increasing your understanding of the areas that require regular review and upkeep to maintain your financial and personal wellbeing. Maintaining ongoing financial health equips you with effective strategies to ensure your financial stability over time. You’ll have access to valuable tools that help you monitor your financial situation, along with resources designed to help you create a personalized process that aligns with your unique life circumstances. You will gain the skills and habits necessary to adapt your financial strategies as your needs evolve. Ultimately, this will ensure long-term security and peace of mind. Take proactive steps to secure a brighter financial future!
Assuming roles like executor or power of attorney, whether for health or finances, comes with important responsibilities and can often lead to stress and uncertainty. PLAN TO SUPPORT aims to clarify these roles, making it easier for you to understand their expectations and legal implications. You'll gain practical insights into what is involved when assigned these responsibilities, ensuring you - and those you care about - are well-equipped to make informed decisions with confidence. Whether for yourself, a neighbor, or a loved one, this course prepares you to navigate these essential roles with clarity, ultimately providing peace of mind in your planning. Take the step to empower yourself with the knowledge needed to effectively support others and manage these vital responsibilities!
Our subscription program, PLAN TO LIVE PREMIUM, includes access to all of our courses and a wealth of additional resources designed to enhance your financial journey. You’ll not only gain insights into essential financial concepts but also have the opportunity to participate in exclusive workshops, receive personalized coaching, and access valuable tools that can guide you in achieving your financial goals.
Get exclusive access to a wealth of comprehensive courses, insightful newsletters, and valuable resources designed for your financial growth. In addition to these learning materials, you’ll benefit from interactive live Q&A sessions and personalized coaching tailored to your unique financial situation. You will receive unbiased assessments of your investments, equipping you with the critical information needed to make informed decisions about your financial future.
But that's just the beginning! This subscription-based program includes additional resources aimed at enhancing your overall financial journey.
With the PLAN TO LIVE Premium Program, you're not just signing up for courses; you're making an invaluable investment in your future with extra tools, knowledge, and ongoing support you need to navigate the complexities of financial planning effectively. Whether you’re seeking financial clarity, aiming to build sustainable wealth, or looking to create lasting financial security, our experts and coaches are here to guide you every step of the way.
Start your transformative journey toward financial empowerment and embrace the resources available to help you live your best financial life!