PLAN TO LIVE
The Know-Do-Review Checklist
Financial clarity, one decision at a time
www.plantolive.com
A Plan To Live Worksheet

See where you are. Choose one step. Review what changed.

A simple financial clarity tool to help you understand your situation, take one useful action, and check what shifted. Financial wellness is built through small, repeated decisions.

Our Philosophy
Financial confidence is not built from one big decision. It is built from one clear cycle, repeated.

Most financial worksheets ask you to do everything at once. This one does not. The Know-Do-Review cycle is the working framework of Plan To Live. It is how we coach. It is how we teach. It is how real progress is made — not in a single afternoon of "fixing your finances," but through small cycles of clarity, action, and reflection that compound over time.

You will not finish this checklist in one sitting. That is the point. Pick what matters. Skip what does not. Come back when you are ready for the next cycle.

KKnow
DDo
RReview

How to use this checklist

Use this when you feel uncertain, stuck, behind, overwhelmed, or simply ready to get more organized. You do not need perfect information to begin. You need a clear next step.
Know

What is true right now?

Do

What is one useful next step?

Review

What will you check later?

Do not try to fix everything at once. The goal is not to overhaul your financial life. The goal is to take one step that makes the next step easier.

Part 1 · Know

Get clear before you get busy. The goal is not to judge yourself. The goal is to see clearly.
1
Which financial area do you feel you need to pay attention to right now?
2
Why does this area matter right now?
3
What do you already know?
Examples"I know I have three credit cards." "I know my will is outdated." "I know I want to retire someday, but I do not know what number I need."
4
What do you not know yet?
Examples"I do not know my total monthly spending." "I do not know my interest rates." "I do not know who my beneficiaries are."
5
What is the real issue?
Know Summary
What I now see clearly

Part 2 · Do

Choose one useful next step. The goal is not to overhaul your entire financial life. The goal is to take one step that makes the next step easier.
1
Not sure where to begin? Pick a common starting point

Pick the situation that sounds most like yours. Check any actions that fit, then use them to shape your next step below.

If you feel overwhelmed
If you are worried about debt
If you want to save more
If retirement feels unclear
If your family depends on you
If you are preparing for an advisor meeting
2
My next action is
3
Make it smaller
ExamplesInstead of "Get my finances organized," try "Find my latest bank statement." Instead of "Plan retirement," try "Write down my expected retirement income sources."
4
Set a time
5
Decide what support you need
Do Summary
My one useful step

Part 3 · Review

Check what changed. You are not asking, "Did I fix everything?" You are asking, "What did I learn, and what is the next useful step?"
1
When will you review this?
2
What will you check?
3
What happened?
4
Choose your next Know-Do-Review cycle
Review Summary
What I learned, and what is next
My One Thing

If I do only one thing this week, it is:

Distill everything above into a single sentence. Specific. Small. Doable. This is the line you read when you forget why you started.

Write this in pen if you print this page. Tape it where you'll see it.

Final reminder

You do not need perfect information to begin.

You need a clear next step.

Know
what is happening
»
Do
one useful thing
»
Review
what changed

Then repeat. That is how financial confidence is built.

Ready to go deeper? Explore our courses and tools at www.plantolive.com
Educational note: Plan To Live provides general financial education and coaching tools. This checklist is not individualized financial, tax, legal, investment, or insurance advice. Rules and options vary by province, state, and personal situation. For decisions specific to you, speak with a qualified professional. For educational purposes only. ©Plan To Live Inc.

Plan To Live is your real-world financial educator, planning partner, and coach in action.

We turn hopes into habits with a simple, proven framework, making personal growth practical and financial success achievable.

Prepared by Plan to Live Inc., this material offers general information on legal, financial, planning, and advocacy topics as of publication and is not professional advice. Readers should seek advice for their circumstances before acting, and Plan to Live Inc. and its representatives disclaim liability for errors, omissions, or reliance-related losses, including negligence.

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